Baccarat has only three bets, and the payout chart tells you everything you need: bet Banker, skip the Tie. The figures below come straight from our trainer.
| Bet | Pays | House Edge |
|---|---|---|
| Banker | 0.95:1 | 1.06% |
| Player | 1:1 | 1.24% |
| Tie | 8:1 | 14.36% |
Banker wins slightly more often than Player, so the casino takes a 5% commission on Banker wins - that's the 0.95:1 payout. Even after the commission, Banker is the best bet at a 1.06% edge, lower than Player's 1.24%. The fee is already baked into that number. See Banker vs Player for the full reasoning.
An 8:1 payout on the Tie looks like the score, but it carries a 14.36% house edge - one of the worst bets in the casino. The flashy payout is the bait. Stick to Banker.
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Banker pays 0.95:1 — even money minus a 5% commission. Despite the fee it's the best bet, at a 1.06% house edge versus 1.24% for Player.
The Tie pays 8:1, but it carries about a 14.36% house edge — one of the worst bets in the casino. The high payout doesn't come close to making up for how rarely ties happen.
Banker, at 1.06%, even after its 5% commission. Player is 1.24% and Tie is 14.36%. Bet Banker every hand.